You don't need money to become a small business owner. The first step to starting a business without money is to keep your current job and start a small business from the current side. Then develop your business plan, discuss consumer and market fundamentals, and possible challenges. In the final stages of planning, you already have a better understanding of how much money you need to start a business. You can find this money on community and investor financing platforms. Consider taking loans only as a last resort.
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